Earthquake Insurance in Salt Lake, UT and surrounding areas
Settling Salt Lake City Homeowners and Businesses with Proper Earthquake Protection
When natural disasters strike, the results can be catastrophic. Depending on where you reside and work, the chances of experiencing such an occurrence are increased. In Utah, a significant risk exists for an impactful earthquake, according to geological surveys recorded by the U.S. Department of the Interior.
At Tebbs Brothers Insurance Group, Inc., we strive to secure earthquake insurance coverage for our neighbors in Salt Lake City and surrounding communities. When the world is rumbling, insurance protection can keep your life steady. Although earthquake insurance is not required, we highly recommend the return on its investment, especially if a disaster should occur. Keep your home, business, and family safe by working with our agents to map out a proactive plan.
Policies Architected to Secure Coverage from Earthquakes
Earthquake insurance can be packaged alongside homeowners or commercial coverage, as well as investment property policies. It also may be considered as a standalone supplement to homeowners insurance. For clients, this means you can keep your current homeowners insurance, while securing cost-effective rates and lower earthquake insurance deductibles. To make coverage even more affordable, our agency offers a five percent deductible, when the industry overall averages a deductible of 10 percent.
Agents take the time necessary to review your portfolio of existing coverage, determining where earthquake insurance fits in this mix. It can be introduced as a rider, endorsement, supplement, or enhancement. Together, we’ll determine the most fitting route and match coverage needed with a reliable insurance product from carriers, such as United Insurance Group, Lloyds of London, and Bear River Mutual.
We often come across clients who understand the potential for risk, but wonder if it’s really worth the added funding if an earthquake doesn’t occur. Our answer is simple. For many people, a home or business is their largest investment. Salt Lake City residents and business owners have an increased risk for earthquakes, which is not covered in a standard policy. It makes sense to protect this large investment from potentially catastrophic loss. It’s also important to note, the rates are more affordable than potential clients typically think.
Agents have either the option to provide coverage for only your home’s structure for a discounted price, or a package of coverage for the structure, personal property, and additional expenses. For more information on the various earthquake insurance options available, contact our agency at your convenience.
Local, Understanding Agents Offering an Umbrella of Options
As residents and business owners in Salt Lake City ourselves, we have a firm understanding of the risks earthquakes present to the community. We must work together to secure protection before devastating incidents take place.
Even after your policy is in place, we’ll continue monitoring it to confirm coverage is accurate and encompassing. We have an agent management system, which alerts us when a policy is getting close to the end of its coverage term. Agents review each account annually and contact clients with any recommendations. If earthquake insurance is attached to your homeowners or business policy, renewal takes place simultaneously.
Our goal is to provide comprehensive protection against earthquake damage without bumps along the way. To begin this smooth process toward coverage, feel free to request a quote.
- Insurance Information for Utah Residents and Businesses (Utah Insurance Department)
- Earthquake Risks and Insurance Materials (Insurance Information Institute (III))
- Earthquake Disaster Preparedness (American Red Cross)
At Tebbs Brothers Insurance Group, Inc., we’re proud to provide earthquake insurance in Salt Lake City, Cottonwood Heights, South Jordan, Draper, Sandy, and Hollady, UT. We’re licensed to serve Utah, Nevada, Idaho, and Arizona.